Each state university that allows on-campus solicitation by credit card companies shall adopt a policy that, at minimum, shall provide that no solicitation of credit card applications from students will take place on campus during the week before and the two weeks following the beginning day of each semester.  In addition, the policy shall require that information on the responsible use of credit and the risks of credit use shall be provided to students along with any material soliciting credit card applications.  Each institution will include educational material on the use of credit in student orientation programs and materials.